Within our community of Risk Retention Groups, their Tribal Building & Trust association and Risk Retention Network, we have established a wholesale insurance buyers’ group to explore life insurance policies for our entrepreneurs and their unique preferences at “group rates” for our nonprofit, Indigenous and otherwise marginalized private membership associations in a buying collective.
Our member-insured is an entrepreneurial individual or entity interested in both the quality of their life insurance carrier (i.e., accountability, credibility and transparency) as well as the leverage value of their tax-advantaged variable / indexed / universal / guaranteed and various life insurance trusts assets.
Our real estate entitlement professionals, developers, construction managers, financial engineers, investment bankers, liability and fronting life insurance specialists, actuaries, accountants and lawyers are available to help sculpt an intelligently optimized solution to a variety of innovative problems. We are the opposite of streamlined efficiency in a “one size fits all” financial universe.
Owners have both a personal life policy, but also an interest in the shared success of investment vehicles and strategies involved in our pooled assets. Our ability to structure the risk pool offers unique opportunities to members of our entrepreneurial group.
Intelligently Optimized Planning Through Life Insurance Policies
We help understand and analyze the properties of insurance for our RRG members ~ buyers’ group, where the needs for a cash accumulation style policy may differ from the general consumer. Our program starts with a Variable Life Insurance Trust, which gives you greater control over the source of your premium in a tax-advantaged Risk Retention program.
We have a shared commercial / financial institution, which works on our behalf, because as owner-insureds, the interest of the company is actually to help its clients first. The client is always right, because the client is the owner.
While your Life Policy Carrier is managing your mortality issues, Cap-Life helps focus on your capital account, working with you to emphasize the value of your Life Insurance Trust. We pool risk in a capital account, and then expect better than average mutual fund or retail institutional returns. As a wholesale institution, we only work with real estate principals and other sophisticated affiliates.
We invest designated portions of individual capital accounts to hard money loans, working on traditional hard money loans with affiliates, giving 90% of real estate lending returns to our risk pool holders. High yield in non-recognized insurance trusts is part of the concierge strategy.
Leveraging innovative finance, we give our Life Insurance partners the opportunity to elect into ownership of debt, equity or hybrid securities, and we are early adapters for the use of these underlying assets as collateral for traditional and “digital” funding through the block chain.
Life insurance is how we take care of our loved ones, but the greatest fear is that when we are older and weaker, we may forget to manage our insurance assets. We do the least to provide for our potential premiums “after a certain age.”
Our risk retention groups are designed to internetwork with a variety of financial entities, and we are interfaced with private banks (offshore, sovereign, traditional, digital), private/captive insurance and risk retention groups and investment and syndication events to provide you with access to many options for traditional and digital finance.
848 North Rainbow, Blvd, suite 3487 Las Vegas, NV 89107
310.467.0721
